DigiPlus Philippine

List of the catalog of this article:

• 1, How to apply for insurance claims after the car is in an accident?
• 2, Auto insurance claim procedures and key points
• 3, How to compensate for car insurance claims, car insurance claims
• 4、How is car insurance compensation paid

How to apply for insurance claims after the car is in an accident?

1. The basic process of the car owner when settling claims: (1) Show the insurance policy. ( 2) Show your driving license. ( 3) Show your driver's license. ( 4) Show the insured's ID card. ( 5) Show the insurance policy. ( 6) Fill in the accident report form. ( 7) Fill in the details of the accident. ( 8) Fill in the reporter, driver and contact number in detail.

2. After preparing the documents required for claim settlement, you can apply for claim settlement at the counter of the local insurance company.For users who do not have local claims settlement outlets or it is inconvenient to apply at the counter, some companies support mailing claim application materials to insurance companies for claims settlement. Claims audit After the insurance company receives the claim materials, it conducts a claim investigation and audit.

3. Now the accident settlement of a new car is generally handled by the car dealt by the car bank, or without an agent. However, no matter what form, the first thing the car owners should do after the accident is to call in time, report the case to the underwriter and the traffic management department, and inform the insurance company of the location of the damaged vehicle, so as to investigate and determine the damage of the vehicle.

4. For example, PICC's "compensation within 10,000 yuan per hour", Ping An's "quickly close the case within 72 hours", etc. Therefore, the process of car insurance claim settlement is becoming more and more simplified. Please refer to the following figure: Step 1: Get out of danger.

Auto Insurance Claims Settlement Procedures and Key Points

1. Insurance Claims Settlement Key Points 1 Protect the scene and rescue the injured, Quickly report the case to protect the scene, rescue the injured and property, and keep relevant evidence; immediately report the case to the traffic department or the accident handling department. Bring the original insurance policy, driver's license, driving license and the insured's ID card to the insurance company within 48 hours to formally report the case.

2. The process of auto insurance claims usually includes the following steps: reporting the case, checking the account loss, checking the price, checking the loss, verifying the claim, and paying the compensation. First of all, when an accident occurs in the vehicle, the owner should immediately report the accident to the insurance company. The reporting method can be by telephone or online through the official website or APP of the insurance company.

3. We have sorted out some correct solutions to the problem that it is difficult for consumers to claim. The specific procedures for car insurance claims are as follows: protect the accident site, rescue the injured, and report the case quickly.

4. Legal subjectivity: Different insurance companies will have different claims settlement procedures, but most of the basic steps of claim settlement are still the same. The car insurance claim settlement process basically includes: reporting cases, checking accounts for losses, signing and reviewing claim documents, settlement review, approval, compensation settlement and closing and other steps.

How to compensate for car insurance claims, car insurance claims

Car insurance can generally be settled in the following ways: Report: After an insurance accident, the owner also needs to notify the insurance company in time to report . If the accident is more serious, please inform the traffic police.

Car insurance can generally settle claims in the following ways: Report: After an insurance accident, the owner also needs to notify the insurance company in time to report the case. If the accident is more serious, the traffic police should be notified.

Legal subjectivity: The fastest solution to how to settle claims for vehicle insurance is to report the case to the insurance company, take photos reflecting the whole picture of the accident of the two cars, and then evacuate the scene, wait for the contact of the account loss personnel, and truthfully inform the accident situation and the approximate loss.

Investigation Survey is the second and most critical step in the settlement of car insurance claims.

How is the car insurance compensation paid

1. Claim calculation: According to the survey results and damage determination report, the insurance company will calculate the claim amount. This amount usually includes maintenance costs, medical expenses that may be involved, missed work expenses, etc. Audit: The insurance company will review the claim settlement case internally, and after confirming that there is no error, it will enter the final payment link.

2. Report a crime. Reporting a crime is the first and most important step in car insurance claim settlement. The insurance beneficiary can report the case to the insurance company by telephone, network, on-site and other means. The reporter needs to provide detailed information about the insurance accident so that the insurance company can audit it.

3. Legal subjectivity: The fastest solution to how to settle claims for vehicle insurance is to report the case to the insurance company, take a photo reflecting the whole picture of the accident of the two cars, and then evacuate the scene, wait for the contact of the account loss personnel, and truthfully inform the accident situation and the approximate loss.

4. Car insurance claim is that the owner of the car goes to the insurance company to settle the claim after the car has a traffic accident. The basic process of claim settlement includes: reporting the case, checking the account loss, signing and reviewing the claim documents, settlement review, approval, compensation and closing the case and other steps.